Portfolios›Target Date 2030

Target Date 2030

Moderate

by Vanguard / Fidelity

A glide-path fund for investors retiring around 2030, currently at roughly 40% equity and 60% fixed income. Automatically de-risks over time, making it a set-and-forget choice for pre-retirees.

MAX DRAWDOWN

-25%

historical worst

RECOVERY

18 mo

from max drawdown

AVG CRISIS RETURN

-12%

across 7 events

Holdings Allocation

5 assets
BNDUS Aggregate Bonds (BND)
42%
VTIUS Stocks (VTI)
28%
VXUSInternational Stocks (VXUS)
12%
BNDXInternational Bonds (BNDX)
10%
VTIPTIPS (VTIP)
8%

Crisis Performance History

7 historical scenarios
2008 Global Financial Crisis
-18%
Rate Hike Cycle 2022
-18%
Dot-com Bust
-15%
COVID-19 Crash
-10%
Black Monday 1987
-10%
EU Debt Crisis 2011
-6%
Bond Massacre 1994
-4%

Returns = weighted portfolio peak-to-trough drawdown during each crisis period based on constituent ETF data.

PORTFOLIO STRESS TEST

Customize this portfolio

Adjust the Target Date 2030 weights, add your own holdings, and stress test against 18+ crisis scenarios — including hypothetical tail-risk events like China-Taiwan invasion and SWIFT cyber attack.

Run Portfolio Stress Test →

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Historical data is educational only. Not financial advice. Past crisis returns do not predict future performance.