Free Portfolio Stress Test

How much do you lose
in the next crash?

Test your portfolio against 9 real financial crises — from the 2008 collapse to the 2025 trade war. Free, instant, no signup required.

80+ asset classes. Full breakdown per position. See exactly where your risk hides — before the market shows you.

① Add positions② Pick a scenario③ Read the diagnosis

0

Predictions. Ever.

9+9

Crisis Scenarios*

80+

Asset Classes

<2min

Input to Insight

* 9 historical crises · 9 forward-looking scenarios. No other tool models both.

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Three Pillars

Intelligence. Not predictions.

Three services. One principle: the market doesn't reward prophecy, it rewards preparation. And preparation shouldn't require a Bloomberg terminal.

Core Tool
01

Reverse Stress-Testing

From hope to mathematics

Run your exact portfolio through 9 historical crises + 9 forward-looking scenarios — 2008, COVID, China–Taiwan invasion, US debt crisis, SWIFT cyber attack, and more. An AI analyst interprets everything in plain language: what happened, why, and exactly what to do. Three steps, under 2 minutes — no spreadsheets required.

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Newsletter
02

Institutional Playbook

How smart money protects capital

Every Sunday, the Deep Dive dissects how large institutions are positioning for risk — not how they're speculating. Tail hedges, correlation shifts, sector rotations. High-level logic, zero noise.

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Proprietary
03

Antifragile Score™

Benefit from volatility, not just survive it

A proprietary 0–100 rating that measures how much your portfolio gains from market turbulence. Inspired by Taleb — not just risk-adjusted return, but asymmetric upside in chaos.

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AI Portfolio Analyst

Numbers alone don't protect you. Interpretation does.

After every stress test, Claude — powered by Anthropic — reads your results and delivers a structured institutional diagnosis. Not a summary. An action plan.

AI Portfolio Analyst

claude-sonnet · 2008 GFC · 60/30/10 portfolio

✦ ARCHITECT

What happened

Your portfolio lost 56.8% because 87% of total risk is concentrated in a single factor: US equity beta. During the 2008 GFC, correlated sell-offs across tech and high-yield bonds amplified drawdowns rather than offsetting them.

Gold (+0.6%) provided minimal buffer. At 10% weight, it was structurally insufficient to hedge the tail event.

Dominant risks

Factor concentration: 87% equity exposure in a single beta regime — no diversification premium under stress.

Correlation collapse: HY bonds moved with equities (ρ = 0.72), eliminating the assumed "safe" allocation.

Tail asymmetry: Antifragile Score 12/100 — portfolio absorbs losses but captures zero upside from volatility.

Recommended actions

Reduce US equity from 50% → 28%. Reallocate 12% to long-volatility instruments (VIX calls, TAIL ETF).

Replace HY bonds (30%) with 15% IG Treasuries + 15% short-duration TIPS to break the equity correlation.

Increase gold to 18–22% or add managed futures (SG Trend) for true crisis diversification.

AI-generated analysis based on quantitative stress test data. Not financial advice.

What makes it different

Reads your actual numbers

The AI receives your exact results — total loss %, Antifragile Score, HHI concentration, Sortino ratio, per-asset contributions. It does not generate generic risk advice.

Three-part institutional structure

Every analysis follows the same hedge-fund format: what happened mechanically, which risk factors dominated, and concrete rebalancing actions with position-level specificity.

Powered by Claude (Anthropic)

Built on claude-sonnet-4-6 — the same model used by financial research teams. Prompted as a senior macro risk analyst. No hallucinated market calls, only data-driven diagnosis.

Pro plan exclusive

Available only to Pro subscribers. Runs on-demand after every stress test — run different scenarios, get a fresh analysis for each.

Includes AI analyst · Sunday Deep Dive · all scenarios · full diagnostics

Stress-Test Engine

See your real exposure.

Run your portfolio — ETFs, individual stocks, bonds — through 9 historical crises + 9 forward-looking scenarios. Then let the AI analyst tell you what happened, what's exposed, and what to do about it.

Stress Test — 2008 Global Financial Crisis
Observer (Free)

Portfolio Loss

-34.2%

Under 2008 GFC scenario

⚠ HIGH CONCENTRATION RISK

87% of risk in a single factor

Contribution by Asset

US Equities-56.8%
Corp. Bonds-15.7%
Gold+0.6%
Cash+0.2%

Correlation Matrix

🔒Architect PlanFull correlation heatmap

Antifragile Score™

12
🔒Architect PlanFull score + breakdown

Unlock the full diagnostic

All scenarios · AI Portfolio Analyst · Full heatmap · Antifragile Score · Sunday Deep Dive

Risk Architecture

Six dimensions. One portfolio.

Aladdin Risk charges institutions millions for multi-dimensional portfolio analytics. Every one of these dimensions is included in Pro — for $19/month.

01Price impact

Scenario Loss %

Exact portfolio loss under 9 historical crises + 9 forward-looking scenarios — 2008 GFC, COVID crash, China–Taiwan invasion, US sovereign debt crisis, SWIFT cyber attack, and more. No other tool models the future ones.

02Real exit cost

Liquidity-Adjusted Loss

What you actually lose when you try to sell in a panic — bid-ask spreads, market impact, and illiquidity haircuts by asset class. The number brokers never show you.

03Benefit from chaos

Antifragile Score™

A proprietary 0–100 rating measuring how much your portfolio gains from market turbulence — not just survives it. Inspired by Nassim Taleb's framework.

04Hidden concentration

Correlation Matrix

A scenario-specific heatmap of your asset correlations. Reveals when your "diversified" portfolio becomes a single-factor trade the moment volatility spikes.

05HHI factor analysis

Concentration Index

The Herfindahl-Hirschman Index quantifies how concentrated your risk is across assets. The same metric regulators use to assess market concentration.

06Hold or sell?

Crisis Compass

When markets are already falling, Crisis Compass tells you: how much of this crisis you've already absorbed, the remaining downside from today's price, and the mathematical cost of selling now.

Free plan includes dimensions 01 and 05 · All six dimensions unlocked with Architect

Bull Market Strategy

When everyone is celebrating — we fit the seatbelt.

Greed reliably distorts risk perception. Every bull market builds the same dangerous positions — maximum equity exposure, correlated assets, zero hedges — right before the regime change that makes them lethal.

We don't fight euphoria. We ride it — with the infrastructure already in place for when it ends. The playbook shifts the frame from "protect against crash" to "optimize capital efficiency while the VIX is low."

"Protection is cheapest when you need it least. That's not a coincidence — that's the window."

01

Cost of Opportunity

Same return with half the capital. Options and derivatives let you free liquidity while riding the rally. We show you how.

-50%capital at risk
02

Hidden Correlation Analysis

In a bull market, everything goes up together — correlations converge to 1. Your 10 'diversified' tech positions may be one single trade.

1.0correlation in euphoria
03

Exit Strategy Architect

When to sell — with method. Volatility-based trailing stops, not arbitrary percentages. We give you the framework nobody else offers.

0%emotion. 100% system.
04

Cheap Insurance Model

When VIX is low, Put options are cheap. Covering a $1M portfolio costs a fraction. We teach you to buy protection at a discount.

<1%hedging cost at low VIX
SPX5,234.18+0.84%|NVDA894.52-1.23%|BTC67,420.00+2.15%|GLD218.40+0.41%|VIX14.22-3.50%|EUR/USD1.0842+0.12%|TLT94.15-0.33%|AAPL172.62+0.67%|DXY104.35+0.22%|OIL78.42-1.10%|TSLA182.08-2.34%|AGG95.70+0.18%|SPX5,234.18+0.84%|NVDA894.52-1.23%|BTC67,420.00+2.15%|GLD218.40+0.41%|VIX14.22-3.50%|EUR/USD1.0842+0.12%|TLT94.15-0.33%|AAPL172.62+0.67%|DXY104.35+0.22%|OIL78.42-1.10%|TSLA182.08-2.34%|AGG95.70+0.18%|
Market Radar

System status · Real-time stress indicators · Not financial advice

DEFCON 2CRITICAL ALERT
BUFFETT
CRITICAL
176.4%

Total Market Cap / GDP — valuation overextension signal

Normal< 100%
Caution100–150%
Critical> 150%

Updated Mar 2026

YIELD CURVE
CAUTION
+18bps

10Y minus 2Y Treasury spread — recession leading indicator

Normal> 50bps
Caution0–50bps
Critical< 0bps (inverted)

Updated Mar 2026

M2 GROWTH
NORMAL
+3.2%

M2 money supply annual growth — systemic liquidity gauge

Normal3–8% YoY
Caution< 3% or > 10%
Critical< 0% or > 15%

Updated Mar 2026

VIX
CAUTION
24.3

CBOE Volatility Index — implied 30-day market fear gauge

Normal< 20
Caution20–30
Critical> 30

Updated Mar 2026

3 of 4 indicators outside normal range · 1 in critical territory — heightened tail risk conditions. Run your stress test.
Investors

The number that changed how they think

Not predictions. Not advice. Just a number you probably haven't seen before.

I had no idea my 70% Nasdaq portfolio would have lost 54% in a 2008-style crash. Seeing that number changed how I think about risk completely. Switched to Architect the same day.

Marco R.

Retail investor, Milano

Architect

The forward-looking scenarios are what sold me. I was already running stress tests with historical data — but modeling a Hormuz closure or a China-Taiwan shock on my actual portfolio? That's different.

Sophie L.

Self-directed investor, Paris

Architect

We use the Antifragile Score™ as a quick sanity check before client review meetings. It gives a number to something that used to require a 20-page slide deck to explain.

David K.

Portfolio manager, Amsterdam

Architect
Done-For-You

Don't want to DIY?
We'll diagnose your portfolio.

Send us your allocation — no brokerage login required. Within 48 hours, you receive an institutional-grade risk diagnostic PDF: 18-scenario stress test, factor analysis, Antifragile Score™ breakdown, and 3 rebalancing suggestions. Reviewed by a human analyst.

18-scenario stress test
Factor analysis
3 rebalancing ideas
48h delivery
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Pricing

Start free. Upgrade when you're convinced.

The stress test is free — all historical crises, no limits. Pro adds AI analysis and future scenarios.

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Full stress test. 9 historical crises. No limits.

  • 9 historical crisis scenarios
  • 80+ asset classes
  • Up to 20 positions
  • Full loss breakdown
  • Sunday Deep Dive newsletter
  • 🔒Forward-looking scenarios
  • 🔒AI Portfolio Analyst
  • 🔒Monte Carlo projection
  • 🔒Antifragile Score™
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Pro

$19/mo

AI analysis + future scenarios + individual stocks.

  • Everything in Free
  • 9 forward-looking scenarios (China-Taiwan, AI bubble…)
  • AI Portfolio Analyst — plain-language diagnosis
  • Monte Carlo 1/3/5/10-year projection
  • Correlation heatmap + Antifragile Score™
  • Crisis Compass — hold-or-sell calculator
  • 300+ individual stocks
  • PDF reports + portfolio auto-save

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For funds, family offices, and wealth managers.

  • Everything in Pro
  • API access to risk engine
  • Custom scenario modeling
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Sunday Deep Dive

The playbook they don't publish.

Every Sunday: how institutional players protect capital, position for tail risk, and navigate regime changes. Zero noise. One email.

Your portfolio hasn't changed. But the risk it carries has. The Deep Dive tells you when — before the market does.

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